Buyer Dispute Programme
What is the Pay with Amazon Buyer Dispute Programme?
We want you to buy with confidence when you use Pay with Amazon. However, disputes between buyers and sellers will occasionally occur. When this happens buyers should first contact sellers directly to try to find a solution. If the parties cannot resolve their dispute the Pay with Amazon Buyer Dispute Programme provides a mechanism to address the buyer’s complaint, including under the 100% Buyer Protection Guarantee.
The Amazon 100% Buyer Protection Guarantee applies to qualified purchases of physical goods. The condition of the item you buy and its timely delivery are guaranteed under the 100% Buyer Protection Guarantee. For transactions that are not covered by Amazon 100% Buyer Protection Guarantee, the Pay with Amazon Buyer Dispute Programme still allows buyers to obtain our assistance in seeking the seller's further consideration. Pay with Amazon does not act as the agent of either party in any transaction or in resolving any dispute. Pay with Amazon will attempt to resolve disputes by fostering good faith communication between buyers and sellers.
Please read the following guidelines before submitting a complaint.
When does the Pay with Amazon Buyer Dispute Programme apply?
- You used Pay with Amazon to purchase an item or service from a seller, and
- You paid the seller for the item or service, but it did not arrive, or
- You received the item, but the item is materially different than the way the seller described it
The 100% Buyer Protection Guarantee applies only to the purchase of physical goods. Therefore, the following items are not covered by the Amazon 100% Buyer Protection Guarantee: payments for services or digital merchandise. You may still seek our assistance in resolving dispute for these items by submitting a dispute.
When is a product "materially different" from the way a seller described it?
Buyers should wait 14 business days for the delivery of tangible items or services and one business day for the delivery of digital items before filing a complaint. However, a complaint needs to be submitted within 30 days of making payment.
If a seller has clearly misrepresented the condition or details of an item in a way that affects its value or utility, it is "materially different" and that seller should be willing to offer a refund or exchange within 30 days of shipment. If the seller does not accept the return of an item that is made in accordance with the seller's return policy, you may qualify for coverage under the Amazon 100% Buyer Protection Guarantee.
Items are considered "materially different" in these circumstances:
- Wrong version or edition
- Item condition or details not as described
- Wrong item
- Missing parts or components
- Defective item
- Damaged item
When submitting a claim with the reason "materially different," you will need to select one of the reasons above and provide comments explaining why the item you received is materially different from the item you purchased. Please note that this does not extend to cases where you are simply disappointed with an item. We will ultimately determine material difference at our discretion.
When do I need to file a complaint?
For purchases of physical goods under the Amazon 100% Buyer Protection Guarantee, you must wait 30 days from the order date to submit a claim. You can submit a claim up to 90 days from order date.
Buyers should wait 14 business days for the delivery of services and one business day for the delivery of digital items before filing a complaint. From that point, you have 30 days to submit the claim.
What are the requirements to submit a complaint?
Each of the following requirements must be met to submit a complaint:
- The claim must be timely filed
- If you have received a materially different item, you must contact the seller within seven (7) days of receipt to request return information
- If your item becomes defective more than 30 days past the shipment date and it is under warranty, you must contact the manufacturer for repair or replacement
- You must provide the required information on the claim form
- If you paid by credit card and the issuing bank has initiated a chargeback, then you are not eligible for coverage
How much coverage will buyers receive?
Under the Amazon 100% Buyer Protection Guarantee, buyers who use Pay with Amazon for qualified purchases of physical goods are eligible to receive up to Rs. 3,00,000 of the purchase price, including shipping charges. For other items and services, you may submit a claim seeking our assistance to resolve your dispute with the seller, but you will not be eligible to receive a refund of any part of the purchase price.
How do I submit a complaint?
If you are a buyer, you may submit a complaint by viewing the specific transaction details via Your Account on the Amazon Payments website. From the transaction or order details page, click "Problem with this transaction?" or "Problem with this order" to file your claim.
What happens after I submit a complaint?
For transactions involving physical goods that are covered by the Amazon 100% Buyer Protection Guarantee, you can track the progress of your claim by viewing the transaction in Your Account on the Pay with Amazon website. From the transaction details page, click "Problem with this transaction?" or "Problem with this order" to see the status of your claim.
For other disputed items or services, after a buyer submits a complaint, Pay with Amazon will contact the seller and help facilitate a resolution. If Pay with Amazon contacts a buyer for additional information, the buyer must respond within five days or the complaint may be cancelled. We try to resolve complaints within 45 days from the date of submission but we may have to take longer. You may check the status of a complaint online from the Pay with Amazon account page.
What if I pay with a credit card?
If you use a credit card through Pay with Amazon, you have the right to dispute any charge with your issuing bank. Your ability to reverse a charge will depend on your bank's policies and the type of dispute.
You may make a complaint under the Pay with Amazon Buyer Dispute Programme or dispute the charge through your issuing bank, but not both at the same time. If you elect to dispute the charge with your bank after you submit a complaint to us and we receive a dispute or other reversal of payment, we will cancel your complaint and you must rely solely on your dispute rights with your bank.
If you cancel your Pay with Amazon complaint, if it is denied, or you are otherwise unable to obtain a refund, you may still have the ability to pursue your dispute rights with your bank.
Pay with Amazon may contest credit card disputes in accordance with the rules of the applicable credit card association or issuer.
Can my access to my Pay with Amazon account be restricted?
In addition to the access limitations described in the Pay with Amazon User Agreement, we may restrict or terminate the account access privileges of customers who abuse the Buyer Dispute Programme or dispute rights with their credit card issuer, including:
- Using the Pay with Amazon Buyer Dispute Programme to obtain a refund for items or services which were not returned, obtaining two refunds for the same transaction, or filing three or more complaints that are subsequently ruled invalid by Pay with Amazon,
- Using the credit card dispute process to obtain a refund for items or services which were not returned, obtaining two refunds for the same transaction, or filing three disputes or more in a 12-month period that are ruled invalid by the credit card association or issuer
What if a seller does not cooperate in the dispute process?
Any seller that fails to cooperate in good faith to resolve a buyer's complaint may have its account privileges restricted or terminated. We also expect sellers to respond to e-mail correspondence concerning complaints against them within 7 days. Finally, Pay with Amazon may place a hold on funds in a seller's account if the seller does not respond timely to a dispute or does not honor a commitment made to resolve a dispute within a reasonable amount of time.